银行英文用语汇总
银行英语术语大全
rate of deposit turnover 存款周转率loan-deposit ratio 存放款比率self-owned capital ratio 自有资本比率output-capital ratio 产出及资本的比率ratio of profit to capital 收益同资本的比率turnover of account receivable 应收帐款周转率ratio of doubtful loans to total loans 坏帐比率fixed assets ratio 固定资产比率fixed assets turnover ratio 固定资产周转率current ratio 流动比率turnover ratio of working capital 流动资本周转率liquidity of bank 银行资产流动性payment reserve 支付准备internal reserves 内部准备金graduated reserve requirement 分级法定准备金ratio of cash reserves to deposits 存款支付准备率initial reserve 初期准备金offset reserve 坏帐准备金allowance for doubtful debt 备抵呆帐款项reserve requirements 法定存款准备金reserve ratio 法定存款准备金比率required reserve ratio 法定准备率minimum reserve ratio 法定最低准备比率additional reserve 追加准备金guaranteed fund 保证准备金reserve margin 准备金比率unbalance finance 赤字财政red balance 赤字差额repressed inflation 抑制性通货膨胀shortage of financial resources 财源短缺galloping inflation 恶性通货膨胀monetary and financial crisis 货币金融危机deflation 通货紧缩inflation 通货膨胀inflation rate 通货膨胀率inflationary trends通货膨胀趋势monetary stringency 银根奇紧slack of finance 银根松缓stagflation 滞胀demand pull inflation 需求拉动通货膨胀demand shift inflation 需求变动型通货膨胀latent inflation 潜在的通货膨胀inflationary spiral 螺旋式上升的通货膨胀neutrality of the central bank 中央银行的中立性counter-inflation policy 反通货膨胀对策open market policy 公开市场政策deficit-covering finance 赤字财政fiscal and monetary policy 财政金融政策harmony of fiscal and monetary policies 财政政策和金融政策的协调interest rate policy 利率政策monetary device 金融调节手段monetary action 金融措施measures for monetary ease 金融缓和措施easy credit 放松信贷monetary and credit control 货币信用管理deficit covering 弥补赤字restrictive lending policy 贷款紧缩政策over-loan position 贷款超额credit expansion 信用扩张credit control instrument 信用调节手段credit control 信用控制restrictive monetary policy 紧缩通货膨胀credit extending policy 融资方针ultra-cheap money policy 超低息政策financial transaction 金融业务monetary market 金融市场financial unrest 金融动荡financial crisis 金融危机financial system 金融体系financial world 金融界policy of discount window 窗口指导政策open market operation 公开市场业务accrued bond interest 应计债券利息accrued dividend 应计股利active securities 热头股票，活跃的证券baby bond 小额债券bear operation 卖空行为black market 黑市black money 黑钱bond fund 债券基金call for funds 控股、集资call market 活期存款市场capital market 信贷市场、资本市场capital resources 资本来源capital surplus 资本盈余capital transfer 资本转移capital turnover rate 资本周转率cash audit 现金审核cash basis 现金制cash basis accounting 现金收付会计制cash budget 现金预算cash flow 资金流动cash holdings 库存现金cash payment 现金支付cash position 头寸cash resources (reserves) 现金准备common fund 共同基金common trust fund 共同信托基金current fund 流动基金deposit turnover 存款周转率derived deposit 派生存款designated currency 指定货币discount market 贴现市场discounted cash flow 净现金量due from other funds 应收其他基金款due to other funds 应付其他基金款equalization fund （外汇）平衡基金farm subsidies 农产品补贴fund 资金、基金fund account 基金帐户fund allocation 基金分配fund appropriation 基金拨款fund balance 基金结存款fund for relief 救济基金fund for special use 专用基金fund in trust 信托基金fund liability 基金负债fund obligation 基金负担fund raising 基金筹措funds statement 资金表general fund 普通基金gross cash flow 现金总流量hedge fund 套利基金hoarded money 储存的货币legal tender 法定货币monetary aggregates 货币流通额monetary area 货币区monetary assets 货币性资产monetary base 货币基础monetary circulation 货币流通monetary ease 银根松动monetary stringency 银根紧monetary unit 货币单位money collector 收款人money credit 货币信用money down 付现款money equivalent 货币等价money-flow analysis 货币流量分析near money 准货币neutral money 中介货币provident fund 准备基金public audit 公开审计public money 公款short-term funds 短期资金sinking fund 偿债基金soft currency 软币subsidy account 补助金帐户transfer to reserve account 转到准备金帐户transferable money 可转帐货币trust bank 信托银行trust fund 信托基金withdrawal from circulation （货币）回笼withdrawal of bank notes 钞票回笼withdrawal of funds 资金回收banker's bank 中央银行banks with business dealing with the central bank 中央银行的往来银行foreign banks 外国银行local bank 地方银行overseas branches 国外分行foreign correspondent 国外代理银行nationalized bank 国有化银行national bank 国家银行bank of the government 政府的银行city bank 城市银行credit union 信用合作社operating bank 营业银行consortium bank 银团银行ordinary bank 普通银行our bank 开户银行establishing bank 开证银行intermediary bank 中间银行certifying bank 付款保证银行paying bank 付款银行appointed bank 外汇指定银行correspondent 代理行main bank 主要银行remitting bank 汇出银行Giro bank 汇划银行remittance bank 汇款银行negotiating bank 议付银行issue bank 发行银行bank of deposit 存款银行rediscount bank 再贴现银行agent for collection 托收代理银行collecting bank 托收银行mortgage bank 抵押银行selling bank 卖方银行requesting bank 委托开证银行transmitting bank 转证银行trustee bank 受托银行domestic correspondent 国内通汇银行loan bank 放款银行accepting bank 承兑银行confirming bank 保兑银行discounting bank 贴现银行creditor bank 债权银行debtor bank 借方银行advising bank 通知银行acceptance bank 票据承兑行clearing bank 清算银行presenting bank 提示银行affiliated bank 联行long-term credit bank 长期信用银行specialized foreign exchange bank 外汇专业银行member bank 会员银行fringe bank 边缘银行export and import bank 进出口银行managing bank of a syndicate 财团的经理银行non-member bank 非会员银行credit bank 信贷银行chartered bank 特许银行special bank 特殊银行side-work bank 兼业银行overseas bank 海外银行popularity bank 庶民银行banker's association 银行协会infrastructure bank 基本建设投资银行reserving bank 储备银行savings bank 储蓄银行multinational bank 跨国银行world bank 世界银行Asian Development Fund (ADB) 亚洲开发银行Euro-bank 欧洲银行International Investment Bank (IIB) 国际投资银行interest subsidy 利息补贴interest restriction 利息限制legal interest 法定利息public deposit 政府存款derivative deposit 派生存款special deposit 特种存款reserve deposit 准备存款bank deposit 银行存款reserve account 准备金帐户Bank of Communications 交通银行Development Bank 开发银行the Construction Bank of China 中国建设银行the People's Bank of China 中国人民银行Industrial and Commercial Bank of China 中国工商银行Agricultural Bank of China 中国农业银行China Investment Bank 中国投资银行Bank of China 中国银行the International Trust and Investment Corporation of China (ITICC) 中国国际信托投资公司advice of drawing 提款通知书draw 提款drawee bank 付款银行drawing account 提款帐户fixed savings withdrawal 定期储蓄提款run on a bank 银行挤兑outward remittance 汇出汇款postal remittance 邮政汇款remittance by draft 汇票汇款remittance charges 汇费telegraphic transfer (T/T) 电汇collection of trade charges 托收货款collection on clean bill 光票托收collection on documents 跟单托收collecting bank 托收银行letter transfer 信汇deposit rate 存款利率fixed deposit (=time deposit) 定期存款fixed deposit by installment 零存整取imprest bank account 定额银行存款专户large deposit 大额存款nominal deposit 名义存款non-resident account 非居民存款account charges 账户费用"account current (A/C,a/c)" 往来帐户amount in figures 小写金额amount in words 大写金额application form for a banking account 银行开户申请书bank balance 存款余额Certificate of Deposits (CDs) 大额定期存款单certificate of balance 存款凭单checking account 支票帐户。
银行英语常用语
银行英语常用语下面是店铺整理的银行英语常用语，欢迎大家阅读!1. 请入收款人的户号account payee2. 请支付票款advice to pay cheques3. 惠请通知该支票的经过advise fate4. 金额有错误accounts differ5. 文字与数字所记载金额不同words and figures differ6. 签名有误|印鉴不符signatures differ7. 请明天再次提出为荷present again tomorrow8. 保证付款good for payment9. 请照会发票人refer to drawee (R.D.)10. 无交易no account11. 款额不足||存款不足not sufficient (N.S.)||no sufficient funds (N.S.F.)12. 已无存款no funds13. 如支票不获兑现时, 不必出具拒绝证书。
notto be protested in case of dishonour||protest waived||no protest14. 需要出具拒绝证书to be protested15. 没有通知no advice16. 未受指示no orders17. 禁止转让||不可转让non-transferable||not transferable18. 已付款received payment||payment received19. 上开价金已收到value received||for value received20. 上开价金系经核算value in account21. 上开金额与发票相同value as per invoice22. 上开金额与通知书相符value as per advice23. 无追索权without recourse24. 有追索权||偿还请求权right of recourse25. 请求偿还清单||清偿帐户recourse account26. 偿还准备金recourse fund27. 拒绝偿还||拒绝追索recourse repudiation。
常见的银行英语词汇短语
常见的银行英语词汇短语银行是以存款、贷款、电汇、储蓄等业务，承当信用中介的金融机构。
其主要的业务范围有吸收公众存款、发放贷款以及办理了票据贴现等。
以下是的有关银行的，欢送阅读收藏!常见的银行英语词汇短语(一)Advising Bank(Notifying Bank)通知银行Agricultural Bank of China中国农业银行Associate Banker of Bollection代收银行Bank of China中国银行Bank of Communications交通银行Bank of Issue(Bank of Circulation)发行币银行Banque de I'IndoChine东方汇理银行Branch Bank银行分行Central Bank, National Bank, Banker's Bank中央银行Chartered Bank of India, Australia and China麦加利银行Chartered Bank特许银行Chase Bank大通银行China Investment Bank中国投资银行CITIC Industrial Bank中信实业银行Clearing Bank清算银行Clearing Bouse票据交换所CMB(Chase Manhattan Bank)美国大通曼哈顿银行Commercial Bank商业银行Commercial Credit Company商业信贷公司Confirming Bank保兑银行Consigned Banker of Collection 委托银行Construction Bank建立银行Corresponding Bank往来银行Credit Bureau商业兴信所Credit Booperatives信用社Credit Department银行的信用部Credit Union合作银行Discount Bank贴现银行Discount Company贴现公司Domestic Bank国内银行EIB(European Investment Bank) 欧洲投资银行Everbright Bank of China中国光大银行Exchange Bank汇兑银行Financial Trust金融信托公司Guangdong Development Bank开展银行(广东)Home Loan Bank家宅贷款银行Hongkong Shanghai Banking Corporation 汇丰银行Import and Export Bank进出口银行Industrial and Commercial Bank of China 中国工商银行Industrial and Commercial bank工商银行Industrial Bank实业银行Investment Bank投资银行Issuing Bank(Opening Bank)开证银行Joint Venture Bank合资银行Land Bank土地银行Local Bank本地银行Member Bank(Credit Bank)储蓄信贷银行Merchant Bank(Aepting Bank)承兑银行Money Shop(Native Bank)钱庄Mortgage Bank(Building Society)抵押银行Mutual Savings Bank互助储蓄银行National City Bank of New York花旗银行Negotiation Bank议付银行Neighborhood Savings Bank街道储蓄所Overseas Bank国外银行Paying Bank付款银行People's Bank of China民银行People's Construction Bank of China 民建立银行Post Office Savings Bank邮局储蓄银行Requesting Bank委托开证银行Reserve Bank储藏银行Savings Bank储蓄银行Self-service Bank无人银行Trust Company信托公司Trust Institution银行的信托部Trustee Savings Bank信托储蓄银行Unincorporated Bank钱庄Unit Trust信托投资公司WB(World Bank)世界银行常见的银行英语词汇短语(二) Xiamen International Bank厦门国际银行证券金融ADR(American Depository Receipt) 美国存托凭证/存股证blue chips蓝筹股bond, debenture, debts债券bonus share红股broker/dealer券商capital market资本市场clearing and settlement清算/结算closed-end securities investment fund 封闭式证券投资基金。
银行英语知识点总结
银行英语知识点总结在银行工作中，英语是一种非常重要的语言，因为在国际金融领域，大部分的交流都是使用英语进行的。
下面是一些银行英语知识点的总结，希望对需要了解这方面知识的人有所帮助。
一、银行常用英语词汇1. Account - 账户2. ATM (Automated Teller Machine) - 自动取款机3. Bank statement - 银行对账单4. Cash - 现金5. Credit card - 信用卡6. Deposit - 存款7. Interest - 利息8. Loan - 贷款9. Overdraft - 透支10. Withdrawal - 取款二、银行业务英语表达1. Open an account - 开立账户2. Close an account - 关闭账户3. Deposit money - 存款4. Withdraw money - 取款5. Apply for a loan - 申请贷款6. Pay interest - 支付利息7. Transfer money - 转账8. Exchange currency - 兑换货币9. Check balance - 查询余额10. Reconcile account - 对账三、银行交易英语1. Can I have a bank statement, please? - 我可以要一张银行对账单吗？2. I'd like to deposit this check into my account. - 我想把这张支票存入我的账户。
3. What's the balance in my account? - 我的账户余额是多少？4. I'd like to transfer $500 to my friend's account. - 我想把500美元转到我朋友的账户。
5. I'd like to cash this traveler's check. - 我想兑换这张旅行支票。
银行英语用语
acceptance acceptance credit accommodation bill accountaccrued interest acknowledgement advanceadvice and pay aggregateassetsat sightauthority to purchase balancebalance certificate bank draftbanker's billBank Holidaybank note bankruptcybearer checkbills payablebills receivablecall deposit---cashiercashier's check certificate of deposit chartered bank check book checking account clean billclearing balance clearing banks clearing houseclientcollateral loan collateral security collection bill compound interest counterfoil countersigncrossed checkdate of payment debtor 承兑汇票远期信用状(=usance credit) 空头(或融通)票据存款，帐薄应收付利息承认，确认，接受预付，定金通知付款合计财产见票即付委托购买证余额余额(款)证明单银行支票银行汇票银行休业日银行钞票破产见票即付支票应付汇票应收汇票通知存款(=deposit at notice，deposit at call)出纳员银行本行支票存款证明书特许银行支票薄使用支票的活期存款光票票据交换尾数转帐(或清算)银行票据交换所顾客抵押贷款抵押品托收汇票复利票根，副票副署划线支票付款日期债务者defaultdeficiencydeposit ratedocumentary bill documentary credit documents against acceptance documents against payment documents against trust receipt drawdraweedrawerdue dateencashment 违约赤字存款利率跟单汇率跟单信用状承兑交单付款交单凭信托收据交单发出汇票被发票人，付款人发票人满期日兑付现款endorse, indorse endorser, indorser expirationfinance billfixed deposit(英) forged check general crossing genuine check identification interest bill inventory investmentjournalledgerletter of creditletter of delegation letter of instructions loanmaturityminimum balance money order mortgage negotiable instrument on demandon presentation order check outstanding overdraftoverdue account pass bookpay-in book 背书背书人有效期限金融汇票定期存款(=time deposit(美)) 伪造支票—般划线真正的支票证明，辨认附息汇票盘存，财产清单投资细目帐，流水帐分户帐，分类帐信用状领款委托书购买汇票指令书贷款满期日最低余额汇票抵押单，抵押流通证券兑现时付款提示时付款记名支票未付款透支，超额汇款逾期未付帐银行存折存款簿per pro endorsement petty cashpostal order (英) postingprepaymentprofit & loss account promissory note protectionprotestrebateregisterrenewalreturned checksafe-keeping charge securityspecial crossing special current account special endorsement stubtreasurerusanceusance billvalidvaultvoid (null and void) withdrawalwithout days of grace 代理背书零钱，杂费邮政拨(或汇)款单(=money order) 记帐预先付款(=advance payment)损益对照表本票承兑汇票拒绝证书回扣，退税登记簿换发(票据)退回支票保管费担保，保证特定划线特别活期存款记名式背书票根会计，出纳，司库支付期限远期汇票有效金库无效撤回，取消无宽限日buying rate 买进价格exchange table, conversion table 汇兑换算表foreign exchange 外汇exchange rate 外汇率conversion rate 折合率foreign exchange restriction 外汇限额foreign exchange quotations 外汇行情to check the rate for sb. 查牌价selling rate 卖出价格Tell me the current rate for RMB, please.请告诉我人民币的现价。
银行英文用语汇总(doc 15页)
银行英文用语汇总(doc 15页)Would you kindly sign the exchange form, giving your name and address?请在兑换单上签字，写出你的姓名和地址，好吗？I'd like to know if you could change this money back into U.S. dollars for me.我想知道能否把这笔兑回成美圆。
Could you change these French francs for me?能给我兑换这些法国法郎吗？Can you give me 100 dollars in Swiss francs?能否给我100美圆的瑞士法郎？I'd like to convert the full amount of the remittance into U.S. dollars.我想把全部汇款换成美圆。
I'd like some coins for this note.我想把这张纸币换成硬币。
Useful Words and PhrasesSure.Please show me your passport/ ID card.可以。
请出示您的护照（身份证）。
How much money can I send by Western Union?通过西联汇款方式我可以寄多少钱？The maximum amount forsending through Western Unionis $2000 per person everyday.最高限额是每人每天2000美元。
[00:01.82]兑换外币[00:03.63]Key Sentences[00:05.16]重点句型[00:06.69]Today's exchange rate of RMB to USD is 812 RMB yuan equal to 100 US dollars. [00:17.04]今天的汇率是812元人民币兑100美元.[00:27.40]What kind of foreign currency haveyou got? What's the exchange rate today? [00:34.38]您持有什么外币?今天的汇率是多少? [00:41.35]What kind of currency do you want to change?[00:45.52]您想换哪一种外币?[00:49.68]Sorry you've filled a wrong account number Please refill it.[00:59.08]请点清钞票,保存好水单.[01:08.47]What is the equivalent of five dollars in RMB yuan?[01:13.55]五美元相当于人民币多少元?[01:18.63]We list the exchange rate issued by the People's Bank of China every morning.[01:25.36]我们是根据每天早上中国银行发布的汇率挂牌的.[01:32.08]What are you going to convert,bank notes or traveller's checks?[01:38.47]你要兑换什么,是现钞还是旅行支票? [01:44.86]Dialogue 1 A:Excuse me.B:Can I help you?[01:49.28]对话1 劳驾.您要什么服务?[01:53.71]A:I want to change some US dollarsinto RMB.[01:56.74]我想把美元换成人民币.[01:59.77]B:Of course.[02:00.40]当然行.[02:01.03]We are an authorized foreign exchange bank and can change them for you. [02:04.02]我们是指定经营外汇业务的银行.可以为您兑换.[02:07.01]How much do you want to change? [02:08.47]您要换多少?[02:09.93]A:Let me see.Fifty US dollars.B:Very well,sir.[02:12.90]让我想想,五十美金.好的,先生. [02:15.86]Notes I want to change some US dollars into RMB.[02:22.15]我想把美元换成人民币.[02:28.43]change Where can I change my dollars for pounds?[02:30.65]请问我可在哪儿将美元兑换成英镑。
银行英语常用语
银行英语常用语1、请入收款人的户号accountpayee2、请支付票款advicetopaycheque3、惠请通知该支票的经过adviefate4、金额有错误accountdiffer5、文字与数字所记载金额不同wordandfigurediffer6。
签名有误，印鉴不符ignaturediffer7。
请明天再次提出为荷preentagaintomorrow8。
保证付款goodforpayment9。
请照会发票人refertodrawee(R。
D。
)10。
无交易noaccount11、款额不足，存款不足notufficient(N。
S。
)，noufficientfund(N。
S。
F。
)12、已无存款nofund13、如支票不获兑现时,不必出具拒绝证书。
nottobeprotetedincaeofdihonour，protetwaived，noprotet14、需要出具拒绝证书tobeproteted15、没有通知noadvice16。
未受指示noorder17。
禁止转让，不可转让non-tranferable，nottranferable 18。
已付款receivedpayment，paymentreceived19。
上开价金已收到valuereceived，forvaluereceived 20。
上开价金系经核算valueinaccount21、上开金额与发票相同valueaperinvoice22、上开金额与通知书相符valueaperadvice23、无追索权withoutrecoure24、有追索权，偿还请求权rightofrecoure25、请求偿还清单，清偿帐户recoureaccount26。
偿还准备金recourefund27。
拒绝偿还，拒绝追索recourerepudiation。
银行专业术语（中英对照）
银行专业术语（中英对照）系统模块：CIF-Customer Information File客户信息文件CLS-Central Liability System中心债务系统GL-General Ledger总帐Deposit存款系统Remittance汇款系统Loans贷款系统Trade Finance贸易融资Treasury金库（银行的银行）Factoring保理系统Anti-money Laundry反洗钱关联术语：SWIFT-Society Worldwide Interbank Financial Telecommunication环球同业银行金融电讯协会BIC- bank identify code(swift code)IBAN-International Bank Account Number国际银行帐户号码STP-Straight Through Processing直接处理OSN-EIS-Electronic Interbank SystemEFT-Electronic Funds Transfer System知名银行：HSBC Hongkong and Shanghai Banking Corporation汇丰银行SCB Standard Chartered Bank渣打银行China Merchants Bank(CMB) 中国商业银行常用词汇：overdraft 透支liability 负债asset 资产Deposits 存款nostro 往来帐reconciliation 对帐Statement 存单、结单passbook 存折settlement 结算（银行内）clear 清算（银行间）Endorsement 背书、签注文件Recourse 追索权Position 头寸Mortgage 抵押Overnight deposits 过夜存款Term deposits 定期存款Current deposits 活期存款Fixed deposits 定期存款Current Account 货币帐户Capital Account 资本帐户Loan Account 贷款帐户double counting重复计算Balance Sheet 资产负债表Profit & Loss Report 损益表L/C Creation 进口开证L/C Advising 信用证通知L/C Transfer 信用证转让L/C Negotiation 信用证议付/结汇Inward Bills 进口到单Import Collection 进口托收Shipping Guarantee 提贷担保Import Finance 进口融资Bank Guarantee 银行保函Factoring Business 保理业务Export Collection 出口托收Export Finance 出口融资Packing Loan 打包贷款Forfaiting 福费廷Clean Bill Collections 光票托收invoice reversal 发票撤销redemption 赎回Open Account(O/A) 赊销(记帐贸易)：一种贸易方式，通常是交易双方达成协议,由Seller先行向Buyer发运货物,货款一季、半年或一年结算.Advising Bank 通知行Anticipatory L/C 预支信用证At sight 即期，见票即付At…days (month)after sight 付款人见票后若干天（月）付款At…days after B/L 提单签发后若干天付款At…days after date 出票后若干天付款At…days sight 付款人见票后若干天即付款Authority to Purchase (A/P) 委托购买证Back to Back L/C 背对背信用证Bank Guarantee 银行保函Banker's Acceptance L/C 银行承兑信用证Banker's Bill 商业汇票Banker's Bill 银行汇票Bankers' Acceptance Bill 银行承兑汇票Buyer's Bank 买方银行Buyer's Usance L/C 买方远期信用证Cash Against Documents (C.A.D) 凭单付现Cash Against Payment 凭单付款Cash On Delivery (C.O.D) 交货付现Cash With Order (C.W.O) 随订单付现Certified Invoice 证明发票Collection Advice 托收委托书Collection Bill Purchased 托收出口押汇Commercial Acceptance Bill 商业承兑汇票Commercial Bill 商业汇票Confirmed Irrevocable L/C 保兑的不可撤消信用证Confirmed L/C 保兑的信用证Confirming Bank 保兑行Consignment Invoice 寄售发票Contract Guarantee 合约保函Countervailing credit （俗称）子证Credit payable by a bank 银行付款信用证Credit payable by a trader 商业付款信用证Credit with T/T Reimbursement Clause 带有电报索汇条款的信用证Date of issue 开证日期Demand Draft (D/D) 票汇Documentary Bill for Collection 跟单托收Documents against Acceptance (D/A) 承兑交单Documents against Payment (D/P) 付款交单Documents against Payment after Sight (D/P sight) 远期付款交单Documents against Payment at Sight (D/P sight) 即期付款交单Documents of title to the goods 物权凭证Drawee Bank 付款行Expiry Date 效期Exporter's Bank 出口方银行General Letter of Hypothecation 总质押书I.C.C. Publication No.400 第400号出版物Import Guarantee 进口保证书Importer's Bank 进口方银行Irrevocable L/C 不可撤消的信用证Irrevocable Unconfirmed L/C 不可撤消不保兑的信用证Issuing Bank 开证行L/C amount 信用证金额L/C number 信用证号码Letter of Credit (L/C) 信用证Letter of Guarantee (L/G) 保证书Letter of Hypothecation 质押书Letter of Indication 印鉴核对卡Mail transfer (M/T) 信汇Manufacturers' Invoice 厂商发票Negotiating Bank 议付行Notifying Bank 通知行Opening Bank 开证行Opening Bank' Name & Signature 开证行名称及签字Overriding credit 母证Paying Bank 付款行，汇入行Payment Guarantee 付款保证书Performance Guarantee 履约保证书Performer Invoice 形式发票Presenting Bank 提示行Promisory Note 本票Recipe Invoice 收妥发票Reciprocal L/C 对开信用证Red Clause L/C 红条款信用证Remitting Bank 汇出行Repayment Guarantee 还款保证书Retention Money Guarantee 保留金保证书Revocable L/C 可撤消的信用证Revolving L/C 循环信用证Sample Invoice 样品发票Seller's Bank 卖方银行Sight Bill 即期汇票Sight L/C 即期信用证Telegraphic Transfer (T/T) 电汇Tender/Bid Guarantee 投标保证书Terms of validity 信用证效期Time Bill 远期汇票Trade Acceptance L/C 商业承兑信用证Transferable L/C 可转让信用证Transmitting Bank 转递行Traveler's L/C 旅行信用证Trust Receipt 信托收据Unconfirmed L/C 不保兑的信用证Uniform Customs and Practice for Documentary Credits 跟单信用证统一惯例Uniform Rules for Collection 《托收统一规则》Untransferable L/C 不可转让信用证Usance Bill 远期汇票Usance L/C 远期信用证acceptor 承兑人bailee 受托人，代保管人bearer 来人beneficiary 受益人cheque 支票clean Bill for Collection 光票托收clean bill 光票clean payment 单纯支付collection 托收commodity 产品consignee 受托人consignor 委托人consingnee 受托人convenient 方便的copy 副本dealing 交易，生意decline 下降，下跌deferred payment 延期付款destination 目的地discount 贴现dishonour 拒付documentary bill 跟单汇票draft 汇票drawee 付款人drawer 出票人endorse 背书endorsee 被背书人endorsement 背书endorser 背书人fixed L/C or fixed amount L/C 有固定金额的信用证flexible 灵活的，多变的form of credit 信用证形式guarantor 保证人holder 持票人invoice 发票method of reimbursement 索汇方法original 正本pay on delivery (P.O.D) 货到付款pay order 支付凭证payer 付款人payment against documents through collection 凭单托收付款payment against documents 凭单付款payment agreement 支付协定payment at maturity 到期付款payment by acceptance 承兑付款payment by banker 银行支付payment by bill 凭汇票付款payment by installment 分期付款payment by remittance 汇拨支付payment for (in) cash 现金支付，付现payment in advance 预付（货款）payment in full 全部付讫payment in kind 实物支付payment in part 部分付款payment on terms 定期付款payment order 付款通知payment respite 延期付款payment terms 支付条件，付款方式payment 支付，付款pay…Co. not negotiable 付…公司，不准疏通pay…Co. only 仅付…公司pay…Co. or order (pay to the order of…Co.) 付…公司或其指定人principal 委托人progressive payment 分期付款refusal 拒绝remittance 汇付sales-purchasing 促销，推销simple payment 单纯支付something goes wrong 某事上出问题，出现差错stage 阶段，过程the bank interest 银行利息the mode of payment 付款方式the refusal of payment 拒付to amend L/C 修改信用证to make exception 例外to open by airmail 信开to open by brief cable 简电开证to open by cable 电开to pay 付款，支付，偿还trustee 被信托人truster 信托人usance credit payment at sight 假远期信用证without recourse 不受追索。
银行常用英语词汇大全
银行常用英语词汇大全以下是一些银行常用英语词汇：1.账户（Account）：存储资金的虚拟空间。
2.储蓄账户（Savings Account）：支付利息的存款账户。
3.支票账户（Checking Account）：用于日常交易的账户。
4.贷款（Loan）：银行借出的资金。
5.抵押（Mortgage）：以财产作为贷款担保。
6.信用卡（Credit Card）：允许持卡人在一定限额内借款的卡片。
7.借记卡（Debit Card）：直接从用户的银行账户扣款的卡片。
8.自动柜员机（ATM）：自动处理存款、取款和查询的机器。
9.利息（Interest）：借入或借出资金的费用。
10.投资（Investment）：为获取收益而购买资产。
11.资产（Asset）：拥有经济价值的任何物品。
12.负债（Liability）：公司或个人欠他人的债务。
13.资本（Capital）：用于生产或投资的资金。
14.现金流（Cash Flow）：公司或个人的资金流入和流出。
15.外汇（Foreign Exchange，FX）：不同国家货币之间的交易。
16.汇票（Money Order）：一种支付工具，类似于支票，但由第三方机构发行。
17.本票（Promissory Note）：一种书面承诺，承诺在未来的某一特定时间支付特定金额。
18.电汇（Wire Transfer）：通过电子方式进行的资金转账。
19.透支（Overdraft）：支票账户中的负数余额，通常需要支付额外费用。
20.信用评分（Credit Score）：评估个人信用状况的数值。
这只是一小部分银行常用英语词汇，实际上银行业使用的专业词汇还有很多。
银行英语常用词汇和句子
银行英语常用词汇和句子下面是店铺整理的银行英语常用词汇和句子词汇，以供大家学习参考。
Useful Words and Phrasesaccount number 帐目编号depositor 存户pay-in slip 存款单a deposit form 存款单a banding machine 自动存取机to deposit 存款deposit receipt 存款收据private deposits 私人存款certificate of deposit 存单deposit book, passbook 存折credit card 信用卡principal 本金overdraft, overdraw 透支to counter sign 双签to endorse 背书endorser 背书人to cash 兑现to honor a cheque 兑付to dishonor a cheque 拒付to suspend payment 止付cheque,check 支票cheque book 支票本order cheque 记名支票bearer cheque 不记名支票crossed cheque 横线支票blank cheque 空白支票rubber cheque 空头支票cheque stub, counterfoil 票根cash cheque 现金支票traveler's cheque 旅行支票cheque for transfer 转帐支票outstanding cheque 未付支票canceled cheque 已付支票forged cheque 伪支票Bandar's note 庄票，银票银行英语口语-取款、结余I'd like to know if I can draw on my account for payment of things I buy in Tianjin.我想知道一下我是否能提取存款来支付天津购物的费用。
银行英语拼写
银行英语拼写在银行工作中，正确拼写英语单词是非常重要的，不仅可以提高职业素质，还能避免因拼写错误导致的工作疏漏。
以下是银行英语中常用的词汇及其正确拼写。
1. Account：指银行为客户开立的账户，正确拼写为account。
2. Withdrawal：指客户从账户中取款，正确拼写为withdrawal。
3. Deposit：指客户向账户中存款，正确拼写为deposit。
4. Balance：指账户中的余额，正确拼写为balance。
5. Interest：指存款所产生的利息，正确拼写为interest。
6. Loan：指银行向客户提供的贷款，正确拼写为loan。
7. Mortgage：指抵押贷款，正确拼写为mortgage。
8. Credit：指信用卡和贷款等信用产品，正确拼写为credit。
9. Debit：指借记卡和支票等借记产品，正确拼写为debit。
10. ATM：指自动取款机，正确拼写为ATM。
11. PIN：指个人识别号码，正确拼写为PIN。
12. Swift：指国际汇款系统，正确拼写为Swift。
13. Wire transfer：指电汇，正确拼写为wire transfer。
14. Overdraft：指透支，正确拼写为overdraft。
以上是在银行工作中常用的英语单词及其正确拼写。
此外，银行英语也有一些特殊用语和缩写，例如：1. ACH：指自动清算处理，正确拼写为ACH。
2. B2B：指企业间的商业活动，正确拼写为B2B。
3. KYC：指了解客户的身份和背景，正确拼写为KYC。
4. FDIC：指美国联邦存款保险公司，正确拼写为FDIC。
以上是银行英语中一些常见的缩写和特殊用语。
在使用这些词汇时，需要保证其正确拼写和用法，以避免出现误解和疏漏。
此外，在银行工作中，还需要适时地使用一些礼貌用语和称谓，例如：1. Good morning/afternoon：表示问候的用语。
2. How may I help you?：表示服务客户的用语。
银行金融英语术语列表(极为齐全)
金融银行术语列表1A ['kɔmpərəbl]安全网safety net 按可比口径on comparable basis[prai'ɔritaiz, 'praiəri-] [im'plisit] ['sʌbsidi] ['hidən]按轻重缓急to prioritize暗补implicit subsidy暗亏hidden lossB ['laisəns] [ɡrænt] [di'pɔzit]颁发营业执照to license;to grant a licence to 办理存款业务to take deposits[in'sentiv]保护农民的生产积极性to protect farmers'incentive to produce[ik'ses] [ri'zə:vz]备付金（超额准备金）excess reserves[kən,sɔli'deiʃən]n. 巩固；合并；团结本外币并账consolidation of domestic and foreign currency accounts [dəu'mestik][,sterəlai'zeiʃən] n. 消毒，[医][食品] 杀菌['ləukəlaizd]局部的[,di:pɑ:t'mentəlizəm]本外币对冲操作sterilization operation 本位利益localized interest;departmentalism ['prɔspə]繁荣，昌盛；成功奔小康to strive to prosper;to strive to become well-to-do[ə'vɔidəns]n. 逃避；废止；职位空缺[,mis'mætʃ]错配；不协调避税（请见“逃税”）tax avoidance 币种搭配不当currency mismatch[,kɔmpə'ziʃən]作文，构成；合成物[dis'ɡaiz]伪装；假装[i'reɡjulə]不规则币种构成currency composition 变相社会集资disguised irregular（or illegal）fund raising 表外科目（业务）off-balance-sheet items['aitəm]（operation）薄弱环节weaknesses;loopholes['lu:phəul]漏洞；枪眼[fikst]固执的；固定['kɔnstənt]不变的；恒定的不变成本fixed cost 不变价at constant price;in real terms（按实质计算）[i'steit]不动产[pə'fɔ:miŋ]表演的；履行的不动产real estate不良贷款（资产）problem loans；non-performing loans（assets）C财务公司finance companies 财政赤字fiscal deficit财政挤银行fiscal pressure on the central bank（over monetary policy）财政政策与货币政策的配合coordination of fiscal and monetary policies采取循序渐进的方法in a phased and sequenced manner 操作弹性operational flexibility 操纵汇率to manipulate exchange rate 产品构成product composition;product mix产品积压stock pile;excessive inventory产销率current period inventory;（即期库存，不含前期库存）sales/output ratio产销衔接marketability 产业政策industrial policy 长期国债treasury bonds敞口头寸open position 炒股to speculate in the stock market承购包销underwrite（securities）成套机电产品complete sets of equipment;complete plant（s）城市信用社urban credit cooperatives（UCCs）城市合作银行urban cooperative banks;municipal united banks城市商业银行municipal commercial banks城乡居民收入增长超过物价涨幅real growth in household income持续升温persistent overheating 重复布点duplicate projects重置成本replacement cost 重组计划restructuring plan筹资渠道funding sources;financing channels 初见成效initial success出口统一管理、归口经营canalization of exports 出口退税export tax rebate储蓄存款household deposits（不完全等同于西方的savingsdeposits，前者包括活期存款，后者不包括。
常用的银行英语用语
常用的银行英语用语
常用的银行英语用语
1. How do we open a savings account?(储蓄帐户怎么开?)
2. Id like to open a current account.(我想开一个活期存款户头。
)
3. How much money do you want to deposit?(你将存多少钱?)
4. Here is your bankbook!(你的存折!)
5. Could you tell me my balance?(我还有多少余额?)
6. I want to close my account. (我要求取消帐户。
)
7. This is a foreign exchange office.(这是外币兑换处。
)
8. Whats the rate of exchange between US dollar and RMB?(美圆和人民币的兑换率为多少?)
9. The interest rate is 4 percent.(利息为百分之四。
)
10. What kind of currency do you want?(你需要什么币种?)
11. Ten yuan is the minimum original deposit.(存储最低限度为10圆。
)
12. A: Welcome to our bank, Sir. Can I help you?
B: Id like to open a current account.
A: How much money do you want to deposit?。
银行术语英文
银行术语英文银行是经济发展中不可或缺的金融机构，其服务范围涉及信贷、投资、结算等等，支撑着国民的经济生活。
为了维护银行运作的高效安全，学习了解银行术语英文就成为必备技能，下面列举了一些常用术语，供大家参考。
1. Account：账户账户指的是银行存款等收入和支出资金流向的综合反映。
它包括各种现金、银行票据、证券账户、储蓄存款、活期存款等。
2. ATM：自动取款机自动取款机指的是一种银行客户可以用于提取、存入、查询银行账户余额的设备。
它是银行提供的便捷服务，客户可以在任何自动取款机上进行取款操作，而无需排队等候。
3. Bank Statement：银行对账单银行对账单是每个月银行发给客户的一份账户明细，包括月初余额、本月收入、本月支出和月末余额等信息。
客户可以根据对账单查看账户余额状况，确保安全有效管理资金。
4. Cheque：支票支票是银行客户通过书面形式向收款人支付款项的凭证，客户可以通过填写支票向他人支付资金，并从自己的账户扣除相应的钱款。
5. Currency：货币货币是指银行或政府发行的可兑换物品，它被用于交易和促进物质和服务的流通。
它可以是纸币或硬币，也可以是电子货币，都可以用于支付和收取货币。
6. Debit Card：借记卡借记卡是银行客户可以使用其在银行开立的账户存款，向他人支付资金或购买商品、消费服务的一种货币代币。
它可以代替支票或现金进行支付。
7. Deposit：存款存款指的是客户将其资金存入银行支付系统的行为，客户通过向银行支付货币或银行票据等形式，在银行开立账户，并将其存款转入该账户中。
8. Loan：贷款贷款指的是银行或政府向客户提供的资金，客户可以按照银行的要求，在规定时间内按期归还贷款，并按照既定的利率支付相应的利息。
9. Overdraft：透支透支是指客户在银行账户余额不足的情况下，仍可通过银行临时获得的服务。
银行可以允许客户的账户透支，但银行会收取一定的利息，客户在规定时间内必须把欠款全部还清。
银行术语英文
银行术语英文英语作为外语在我们的生活中越来越重要，但是对于初学者来说，记忆单词是一件比较困难的事情，而且现在很多的电子产品，还有手机等都需要用到英文，所以掌握英语很重要。
今天我们为大家整理了银行术语英文，希望能够帮助到大家。
银行(Bank)。
英国：中央银行(Central Bank)。
美国：联邦储备委员会(Federal Reserve Board)。
中国：人民银行(People's Bank of China)。
汇票(Signature)。
英国：汇票的出票人为汇票的付款人即债务人，后者给前者以权利要求后者付款。
美国：不规定出票人，由收款人自己签发，如果是远期汇票，出票人可以是汇票持有人或承兑人。
支票(Check)。
英国：支票分为两种：一种是现金支票，另一种是转帐支票，前者与存根联、汇票联、抵押权证联、托收通知联都作为提示证明交银行保存，以便其对支票进行提示时出示；后者只作为原始凭证提交银行。
美国：支票和汇票相同，也有三个联次：(1)收款人联(2)出票人联(3)付款人联，第二联和第三联提交银行注销，以便收款人对支票进行提示时出示。
Bank is an institution for making deposits and advances。
银行是一个机构。
It is the main financial institution in most countries。
在许多国家，它是主要的金融机构。
An institution is a group or any person or persons having an interest in the affairs of finance。
银行是指从事货币信贷业务和资金结算业务的经营活动并能在银行开设帐户的法人。
There are several types ofbank。
按业务性质分：商业银行、专业银行、政策性银行。
按业务范围分：全国性银行、区域性银行、城市性银行。
- 1、下载文档前请自行甄别文档内容的完整性，平台不提供额外的编辑、内容补充、找答案等附加服务。
- 2、"仅部分预览"的文档,不可在线预览部分如存在完整性等问题,可反馈申请退款(可完整预览的文档不适用该条件!)。
- 3、如文档侵犯您的权益，请联系客服反馈,我们会尽快为您处理(人工客服工作时间：9:00-18:30)。
Would you kindly sign the exchange form, giving your name and address?请在兑换单上签字，写出你的姓名和地址，好吗？I'd like to know if you could change this money back into U.S. dollars for me.我想知道能否把这笔兑回成美圆。
Could you change these French francs for me?能给我兑换这些法国法郎吗？Can you give me 100 dollars in Swiss francs?能否给我100美圆的瑞士法郎？I'd like to convert the full amount of the remittance into U.S. dollars.我想把全部汇款换成美圆。
I'd like some coins for this note.我想把这张纸币换成硬币。
Useful Words and Phrasescurrency, money 货币money changing 兑换货币Tell me the current rate for RMB, please.请告诉我人民币的现价。
What's your selling rate for RMB yuan in notes today?你们今天人民币现钞的售价是多少？foreign exchange 外汇exchange rate 外汇率西联汇款Western Union Money Transfer营业员请用户出示证件，用户向营业员询问汇款的限额。
Excuseme,mayIremitmon eyabroadhere?请问我可以在这儿往国外汇款吗？Sure.Please show me your passport/ ID card.可以。
请出示您的护照（身份证）。
How much money can I send by Western Union?通过西联汇款方式我可以寄多少钱？The maximum amount forsending through Western Unionis $2000 per person everyday.最高限额是每人每天2000美元。
[00:01.82]兑换外币[00:03.63]Key Sentences[00:05.16]重点句型[00:06.69]Today's exchange rate of RMB to USD is 812 RMB yuan equal to 100 US dollars. [00:17.04]今天的汇率是812元人民币兑100美元.[00:27.40]What kind of foreign currency have you got?What's the exchange rate today? [00:34.38]您持有什么外币?今天的汇率是多少?[00:41.35]What kind of currency do you want to change?[00:45.52]您想换哪一种外币?[00:49.68]Sorry you've filled a wrong account number Please refill it.[00:59.08]请点清钞票,保存好水单.[01:08.47]What is the equivalent of five dollars in RMB yuan?[01:13.55]五美元相当于人民币多少元?[01:18.63]We list the exchange rate issued by the People's Bank of China every morning. [01:25.36]我们是根据每天早上中国银行发布的汇率挂牌的.[01:32.08]What are you going to convert,bank notes or traveller's checks?[01:38.47]你要兑换什么,是现钞还是旅行支票?[01:44.86]Dialogue 1 A:Excuse me.B:Can I help you?[01:49.28]对话1 劳驾.您要什么服务?[01:53.71]A:I want to change some US dollars into RMB.[01:56.74]我想把美元换成人民币.[01:59.77]B:Of course.[02:00.40]当然行.[02:01.03]We are an authorized foreign exchange bank and can change them for you. [02:04.02]我们是指定经营外汇业务的银行.可以为您兑换.[02:07.01]How much do you want to change?[02:08.47]您要换多少?[02:09.93]A:Let me see.Fifty US dollars.B:V ery well,sir.[02:12.90]让我想想,五十美金.好的,先生.[02:15.86]Notes I want to change some US dollars into RMB.[02:22.15]我想把美元换成人民币.[02:28.43]change Where can I change my dollars for pounds?[02:30.65]请问我可在哪儿将美元兑换成英镑。
[02:32.87]Here is your change.[02:36.08]这是找您的零钱.[02:39.29]I have no small change[02:40.54]我没带零钱.[03:31.62]B:Very well.Please fill in this application form and sign your name,sir.[03:34.90]好的,请填这张申请表,然后签名,先生.[03:38.18]A:All right.Which address shall I give you,my home address or hotel address here? [03:42.40]好的,该给你哪一个地址, 我家的地址还是这里的饭店地址?[03:46.61]B:Your hotel address,please.[03:48.16]你所在饭店的地址。
[03:49.70]A:Right.Where am I supposed to sign my name?[03:52.39]请填您的饭店地址dot.好.我该把名字签在哪里呢?[03:55.08]B:Here,on this ted line,sir.[03:56.83]这里,虚线上面,先生.[03:58.58]A:Here you are,is that all right?[04:00.51]好了,这样子可以了吗?[04:02.44]B:Let me see,oh,would you mind telling me your passport number,sir?[04:06.01]我看一下...嗯,您介意告诉我您的护照号码吗?[04:09.58]A:Of course not.Let me see.It's E 56789.B:Thank you,sir.[04:14.49]当然不.我看看,...是E56789.谢谢,先生.[05:27.21]Dialogue 3 A:Good afternoon,madam May I help you?[05:31.78]下午好,夫人.我能为您做点什么?[05:36.35]B:I'd like to change some money.[05:37.97]我想兑换些钱.[05:39.59]A:What sort of foreign currency have you got,madam?[05:42.06]夫人持有何种外币.[05:44.53]B:US dollars.What's the exchange rate today?[05:46.86]美金.今天的汇率是多少?[05:49.18]A:According to today's exchange rate,[05:51.71]依照今天的汇率,[05:54.25]every US dollar in cash is equivalent to 8.659 RMB yuan.[05:57.53]1美元换8.659人民币元.[06:00.81]How much would you like to change?[06:02.75]您准备兑换多少?[06:04.70]B:1,000.Here you are.[06:06.32]1,000美金,给你.[06:07.94]A:Very well.This is exchange memo.[06:10.65]好的.这是兑换水单.[06:13.37]Please fill in your name,passport number,[06:14.50]请填上您的名字,护照号,您的国籍[06:15.64]your nationality,and the amount you intend to change.[06:17.45]及所要兑换的钱款金额.[06:19.27]B:Here you are. Will that do?[06:21.49] 给你,行了吗?[06:23.71]A:Quite well.Here is the money,8,659 RMB yuan in all.[06:28.78]很好.这一共是8,659元,[06:33.85]Please check it and keep the exchange memo[06:35.44]请点一下,拿好水单.[06:37.03]B:All right.By the way what's the use of memo?[06:39.64]好的,顺便问一下水单有什么用处?[06:42.26]A:If you have some RMB left while you are leaving China,[06:45.01]在您准备离开中国时如果还剩一些人民币,[06:47.77]you can change it back into US dollars[06:49.95]您可兑换回美金[06:52.13]in Bank of China or at the airport exchange counter.[06:54.01]可到中国银行或机场外汇柜台前进行兑换.[06:55.89]There you will be asked to show the memo.[06:58.56]在那里,您将被要求出示水单的.[07:01.22]B:I see.Thank you very much.A:Not at all.[07:04.23]我懂了,谢谢.不客气.[07:07.23]Notes Every US dollar in cash is equivalent to 8.659 RMB yuan. [07:11.84]1美元换8.659人民币元.[07:16.45]be equivalent to What is `5 equivalent to in French francs?[07:21.36]与…等同五英镑相当于多少法国法郎.[09:01.48]Dialogue 4[09:04.33]A:Excuse me,but is this where you convert foreign currency?[09:07.75]对不起,这里是兑换外币的地方吗?[09:11.18]B:Yes,sir.What kind of currency do you intend to change?[09:14.06]是的,先生.您想换哪种货币?[09:16.95]A:I'm going to leave Shanghai[09:16.45]我即将离开上海,[09:15.95]and I want to change all the RMB I have into US dollars.[09:18.25]我想把所有的人民币都换成美元.[09:20.55]Here is the exchange memo.[09:22.47]这是兑换水单.[09:24.39]B:Well,please write down in this form the amount you wish to change, [09:27.83]先生,请在这张表格上写下您要换的金额,[09:31.28]your full name in block letters,your hotel address[09:34.25]你的大写全名,您的饭店地址,[09:37.21]your passport number,your nationality,and sign your name here, sir. [09:39.51]您的护照号码和国籍.然后在这儿签名.[09:41.81]A:Oh,I've got lots to write.B:I'm sorry,sir,but...[09:45.87]哦,我有那么多要写啊.很抱歉,先生,但是...[09:49.93]A:Yes,I understand. That's banking business;[09:52.30]是的,我了解.这是银行业务,一切要按规定.[09:54.66]everything is in order Here you are.Is that OK?[09:56.23]写好了,可以了吗?[09:57.80]B:That's fine.You have 5,000 yuan altogether is that right?[10:00.81]好的.你共有五千元,对吗?[10:03.83]A:That's right.How much would I get for 5,000 yuan?[10:06.80]对的.这五千元能换多少?[10:09.76]B:Let's find out the exchange rate between US dollars and RMB yuan. [10:12.33]让我查查美元和人民币的汇率.[10:14.91]Oh,it's 865.97 yuan for 100 dollars.[10:19.39]噢,是865.97元兑换100美金.[10:23.87]A:It's a little different from the rate when I changed US dollars into RMB. [10:27.54]这与我把美金兑换成人民币时的汇率略有不同.[10:31.21]B:Yes,we call the rates for foreign currencies floating exchange rates. [10:34.52]对的,我们把外币的汇率称为浮动汇率[10:37.84]They often fluctuate with the international money market.[10:40.52]它们是随着国际金融市场变化而波动的.[10:43.20]That's why sometimes you have more and sometimes less[10:45.97]这就是为什么有时你得到多一些,有时少一些.[10:48.74]And there is also a difference between buying rate and selling rate [10:51.70]另外买入卖出的汇率也是不同的[10:54.67]But all banks throughout China[10:56.21]但是在中国所有的银行,[10:57.75]have the same rate when dealing with exchange transactions,[10:59.97]在外汇交易中汇率是相同的,[11:02.19]though the rate has to be adjusted from time to time[11:05.06]虽然汇率是需要不断调整的,[11:07.94]owing to fluctuations in the international money market.[11:10.01]是随着国际金融市场变化而调整的.[11:12.09]A:I understand.That's very reasonable.Thanks a lot for your explanation. [11:15.76]我懂了.这很合理的.非常感谢你的解释.[11:19.43]B:It's all right.[11:20.59]不用谢.[11:21.75]Notes They often fluctuate with the international money market.[11:26.34]它们是随着国际金融市场变化而波动的.[11:30.92]fluctuate[11:34.66]涨落,波动[11:38.39]The price fluctuates between $5 and $6.[11:41.52]价格在5美元与6美元之间波动.1.Good morning（Good afternoon ）2.Please3.Hello4.Welcome5.Welcome to deposit in ICBC6.Welcome to use Peony Credit Card7.Welcome to use ATM8.Sorry9.Please line up10.Please wait a moment11.Thank you12.We'll glad to receive any suggestions to help us improve our service13.Goodbye14.Don't mention it （Not at all）15.Hope to see you again16.Demand（current）deposit17.Demand（current）bankbook18.Rate for current deposit19.Time（fixed）deposit20.Interest Rate for fixed deposit21.Certificates of deposit22.Flexible maturity deposit23.Transferable certificate of large amount time deposit24.Withdrawal form25.The exchange rate for U.S.dollars26.Termination of a deposit27.Date due28.Automatic teller machine（ATM）29.The detailed list of interest30.Peony Credit Card31.Exchange U.S.dollars for Renminbi32.What can I do for you？33.May I help you？34.We are open for business form 8：00 a.m to 6：00 p.m with no break at noon35.We are open for business all week including Saturday and Sunday36.I'd like to deposit（withdraw）37.Which type of deposit do you prefer，time deposit or current deposit？38.I prefer time deposit（current deposit）39.Is it your first time to deposit here？I am going to open an account for you.40.How long would you like to deposit for？41.Pardon，I do not understand，Could you give me more details.42.OK.The term of fixed deposit ranges form three month to five years，including three months，six months，one year，two years，three years and five years. The longer the term the higher the interest rate.43.Partdon.44.Could you fill in this slip in ink please.45.You have made a mistake here，Please fill it in again46.Opening an account is free of charge，but you have to deposit 10 yuan as your initial deposit.47.The current deposit can be withdrown at any ICBC savings office in this city，It's convenient for you48.We also have flexible maturity deposit. The interest rate is sixty percent of the interest rate for the time deposit49.Excuse me，how much do you want to withdraw？50.Please use Arabic figures51.Please fill in your address here52.Please enter your code number.53.There is somrthing wrong，Please enter your code number again.54.You've made a mistake in counting. Do it again please55.Please wait a minute .I will calculate it again56.Please keep the chip57.Here are your money and deposit book.58.Please hand back your chip59.Please count the cash （your money）60.Here is your book （certificate）。