常见银行英语词汇大全(doc 7页)
常见银行英语词汇大全(doc 7页)
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常见银行
英语词汇
account number 帐号 depositor 存户 pay-in slip 存款单
a deposit form 存款单
a banding
machine 自动
存取机
to deposit 存款 deposit receipt 存款收据 private deposits
credit card 信用卡
principal 本金 overdraft, overdraw 透支 to counter sign 双签
to endorse 背书 endorser 背书人 to cash 兑现 to honor a cheque
兑付 to dishonor a
cheque 拒付
to suspend
payment 止付
cheque,check 支
储蓄信贷银行 discount bank 贴现银行 exchange bank 汇兑银行
requesting bank 委托开证银行 issuing bank, opening bank 开证银行 advising bank, notifying
bank 通知银行 negotiation bank 议付银行 confirming bank 保兑银行 paying bank 付款银行 associate banker of
collection 代收银行
consigned
banker of collection 委托银行
clearing bank 清算银行 local bank 本地银行
domestic bank 国内银行
overseas bank 国外银行 unincorporated bank 钱庄 branch
bank 银行分行 trustee savings bank
信托储蓄银行 trust company 信托公司
financial trust 金融信托公司 unit trust 信托投资公司 trust institution
银行的信托部 credit
department
银行的信用部 Commercial credit company
(discount company)
商业信贷公司（贴现公司）
neighborhood savings bank, bank of deposit
街道储蓄所
credit union 合作
银行 credit bureau 商业兴信所 self-service bank 无人银行 land bank 土地银行 construction bank 建设银行 industrial and commercial bank 工商银行 bank of communications 交通银行 mutual savings bank 互助储蓄银行 post
office savings bank
邮局储蓄银行 mortgage bank, building society 抵押银行 industrial bank 实业银行
home loan bank 家宅贷款银行 reserve
bank 准备银行
chartered bank 特许银行 corresponding
bank 往来银行 merchant bank, accepting bank 承兑银行
investment bank 投资银行 import
and export
bank
(EXIMBANK) 进出口银行
joint venture bank 合资银行 money shop,
native bank 钱庄
credit
cooperatives 信
用社
clearing house 票据交换所
public accounting 公共会计
business accounting 商业会计 cost
accounting
成本会计 depreciation
accounting 折旧
会计 computerized
accounting
电脑化会计 general ledger 总帐 subsidiary ledger 分户帐 cash book 现金出纳帐 cash account 现金帐 journal, day-book 日记帐，流水帐
bad debts 坏帐 investment 投资 surplus 结余 idle capital 游资 economic cycle 经济周期 economic boom 经济繁荣 economic
recession 经济衰退 economic
depression
经济萧条 economic crisis 经济危机
economic recovery 经济复苏
inflation 通货膨胀 deflation 通货收缩 devaluation 货币贬值 revaluation 货币增值 international
balance of
payment 国际收支
favourable
balance 顺差 adverse balance 逆差
hard currency 硬通货
soft currency 软通货
international
monetary system 国际货币制度 the
purchasing
power
of money 货币购买力 money in
circulation
货币流通量 note issue 纸币发行量
national
budget 国家预算 national
gross
product
国民生产总值 public bond 公债 stock, share 股票
debenture 债券 treasury bill 国库券 debt chain 债务链
direct exchange 直接（对角套汇 indirect exchange 间接三角套汇 cross rate, arbitrage rate 套汇汇率 foreign currency (exchange)
reserve 外汇储备
foreign exchange fluctuation 外汇波动
foreign exchange crisis 外汇危机 discount 贴现 discount
rate, bank rate 贴现率 gold reserve 黄金储备
money (financial)
market
金融市场 stock exchange 股票交易所
broker 经纪人 commission 佣金 bookkeeping 簿
记
bookkeeper 簿记员 an
application form 申请单 bank
statement
对帐单 letter of credit 信用证
strong room, vault 保险库 equitable
tax
system 等价税则 specimen signature 签字式样 banking
hours,
business
hours 营业时间
银行英语口语－新开帐户
What kind of
account did you
have in your
mind?
你想开哪种帐
户?
Do you like to
open a
current account?
你想开一个活期
存款帐户吗?
A deposit or
current account?
定期还是活期?
Please tell me
how you would
like to deposit
your money.
请告诉我你想存
何种户头?
There's a service
charge for
the checking
account but
no charge for
the savings.
支票户头要收
服务费，
现金户头不收。
Our minimum
deposit for
a savings
account is 100
dollars.
我们储蓄存款
的最低存款额
是100美圆。
Five yuan is the
minimum
original
deposit.
最低起存款额
是5元。 You can open a savings account at any time with an initial deposit of
50
dollars.
你可随时以50美圆的起
存额开立储蓄帐户。
Even one yuan is all right. 甚至一元也可以起存。 Here is your pasbook. Please bring it
back
when you deposit
or
withdraw
money any time you like. Keep it
well and inform us whenever you lose it.
这是你的存折，存取款时请带来。保管好存折，遗失请告诉我们。 I should like to open a
current account. 我想开一个活期存款帐户。 I
need a checking
account so that I can pay my bill. 我需开个支票帐户， 这样就能付帐。 We'd
like
to know how we open a checking-saving s account. 我们想知道如何开一个 支票储蓄帐户。 I
have
a checking
account here.
我在这里有一个支票存款帐户。 I think I'd like a
deposit account. 我想要开个定期存款帐户。
Can I open a current account here?
我能否在这儿开个 活期存款帐户？ I want to open a
deposit account with you. 我要开个储蓄帐户。 I'd like to open a deposit account with you.
我想在你们这儿开个 定期存款帐户。
Could you tell me
the
difference between a
savings
account and
a
checking
account?
请告诉我储蓄存
款与 支票存款的区别好吗？
Please tell me the procedure for opening a savings account. 请告诉我开个储蓄帐户
需要什么手续。 Will 100 yuan be enough for a minimum deposit? 100元作最低存款额够吗？ I'd like to know whether a
200 yuan deposit will be enough for opening
a checking account. 我想知道开一个支票帐户 200元存款是否够。
Could you tell me how to operate
this
account? 请告诉我如何经管这个 帐户好吗？ Is there any minimum for the first deposit?
第一次储蓄有最低限额吗？
How much does each
account cost?
每个帐户要花多
少钱？
Useful Phrases
current deposit, current
account 活期存款 fixed deposit,
fixed account
定期存款 fixed deposit by installments 零存整取 joint account 存款帐户 to open an
account 开户头
银行英语口语－存款
How much do you want to
deposit with us? 你想在我们这存多少？
How much do you wish to pay into your account? 你希望在你的户头上存多少？ How much money do you plan to keep in your account on a regular basis? 你计划在你的户头上 定期存放多少钱？ How much cash do you plan
to deposit in your account? 你有多少钱要存入呢？ I think you may deposit
your
money with the bank, or leave it here for temporary
safe-keeping. 我认为你可把钱存入银行， 或留在银行暂保管起来。 Would
you please fill in the depositing form, giving
the
sum
of money you're to deposit as well as your name,
address and
professional unit? 请填张存款单，写明要存的
数额以及你的姓
名，地址和 工作的单位，好
吗？
I want to deposit 300 yuan in my account. 我想在我的户头上存300元。 I want to deposit these
cheques in my account. 我想把这些支票存在
我的户头上。
I'd like to pay 200 yuan into my deposit account. 我想在在我的定期存款
户头上存200元。 I want to deposit my paycheck. 我想存入我的工资支票。 I'd like to know whether I can cash a cheque here. 我想知道我能否在这 兑换支票。 Will you please cash
this traveler's cheque? 请兑现这张旅行支票好吗？ I'd like to cash this
money order. 我想兑现这张汇款单。
I want to cash the balance of a
traveler's letter of credit. 我要把旅行信用证的
结余兑现。
Will you please tell me whether you charge for cheques?
请告诉我兑换支票收手续费吗？ Could you tell me how much
the checks cost?
请告诉我这些支
票要花多少钱？
What
if
I
overdraw?
如果透支了怎么
办？
Please sign your
name on the bottom line if you want to cash the check. 如果想兑支票，请
在底线上签名。 Please write your account number on the
back of the check.
请在支票背面写
上你的帐号。 We honored the check as the
overdraft was only 5 yuan. 我们承兑这张支票的 透支额只有5元。 Please
endorse the cheque. 请背签这张支票。 The traveler's checks cost 1.5% of
the
total amount of purchase. 旅行支票手续费是 购买总额的1.5%。 Here's
the cheque book. When
you
send
a cheque by post be careful to cross it, but if you
wish to cash a cheque
yourself, you must leave
it "open".
这是一本支票簿，你邮寄支票时，注意要在支票上打叉线。但是
如果你本人想开张兑现支票， 就不可打叉线。
Each
cheque
you write will
cost 2 dollars. 你每开一张支票
将花2美圆。
Useful Words and Phrases
account number 帐目编号 depositor 存户 pay-in slip 存款单
a deposit form 存款单 a banding
machine 自动存
取机
to deposit 存款 deposit receipt 存款收据 private deposits 私人存款 certificate
of
deposit 存单 deposit
book, passbook 存折 credit card 信用卡 principal 本金 overdraft,
overdraw 透支 to counter sign 双签
to endorse 背书 endorser 背书人 to cash 兑现 to
honor a cheque 兑付 to dishonor a cheque 拒付 to
suspend payment 止付 cheque,check 支票
cheque book 支票本
order
cheque 记名支票 bearer cheque 不记名支票 crossed cheque 横线支票
blank cheque 空白支票
rubber cheque
空头支票 cheque stub, counterfoil 票根
cash cheque 现金支票
traveler's
cheque 旅行支票 cheque for transfer 转帐支票
outstanding
cheque 未付支票
canceled cheque 已付支票 forged cheque 伪支票 Bandar's note 庄票，银票
银行英语口语－ 取款、结余
I'd like to know if
I can draw on my account for payment of things I buy in Tianjin.
我想知道一下我
是否能提取存款来支付天津购物
的费用。
I
want
to
withdraw 200 dollars from my deposit account. 我要从我的定期存款中
支取200美圆。 I want to close my account with you. 我想结束在你们这儿的帐户。 I'd like to draw 100 yuan against
this letter of credit. 我想从这份信用证上
提款100元。 May I
draw money against the
letter of credit here?
我可以在这儿用这份 信用证取钱吗？ Could you tell me my balance? 能否把存款结余金额告诉我？ Please let me know
my balance.
请告诉我结余金额。 I think you can draw on this account by cheque in payment
of goods.
我以为你可用支票提款
支付购物费用。 Your balance at
the
bankis 300 yuan.
你在本行的结余
是300元。
Your deposit is exhausted.
你的存款支净了。
Your letter
of
credit is used up.
你的信用证用完了。
Please tell me how you wish to
draw
your
money.
请告诉我你希望怎样支款。
Fill
our
a
withdrawal form,
please. 请填写取款单。 The letter
of credit is exhausted. 信用证上的款子已提清。 The
letter at Counter 6 will pay you against your number slip.
六号柜台的出纳员将根据你的号码牌付给你钱。
Useful Words and Phrases
to close an account, to clear an account 结清
to draw money 取款 drawing-out
slip 取款单 the number slip 号码牌 a
withdrawal form 取款单
to fill in the receipt in duplicate 一式两份填这张收据
teller, cashier 出纳员 银行英语口语－兑换货币
Please tell me
how much you want to change. 请告诉我你要换多少。
How much of
the remittance do you
want
to convert
into
Japanese yen?
你要把多少汇款换成日圆？
What kind
of
currency do you
want?
要哪种货币？
What's it
you wish to change?
你有什么要换
的？ What
kind
of
currency do you want to change? 要换哪种货币？ In
what
denominations? 要什么面值的？ Please tell me
what note you want. 请告诉我要什么钞票。 Will seven tens be all right? 7张10元的可以吗？ Is it in traveler's cheques?
换旅行支票吗？ I'd like to know how I shall give it to you. 我想知道如何付钱给你。 How would you like it? 你要什么面额的？ Would you kindly sign
the exchange form, giving your name and address? 请在兑换单上签字，写出 你的姓名和地址，好吗？ Can you change me some
money, please? 能否请你给我兑换一些钱？
Here it is, some French francs, Swiss francs, American
dollars and
a few Dutch guilders.
这些就是：一些法国法郎，
瑞士法郎，美圆和一些荷兰盾。 Would you please give me seven five-pound notes, four pound notes and four ten-shilling
notes,
and the rest in small change. 请你给我7张5镑纸币，
4张1镑纸币，4
张10
先令纸币，剩下的要零票。 Would you mind giving me
the six pence in
coppers? 劳驾给我6便士的铜币。 I'd like to know if you could change this money
back into U.S. dollars for me. 我想知道能否把这笔
兑回成美圆。 Could you change these
French francs for me? 能给我兑换这些法国法郎吗？ Can you give me 100 dollars in Swiss francs?
能否给我100美圆的瑞士法郎？
I'd
like
to convert the full amount of the remittance
into U.S. dollars. 我想把全部汇款换成美圆。
I'd like some coins for this note. 我想把这张纸币换成硬币。
I'd like to break this 50
dollar note.
我想把这张50美圆纸币换开。 Five twenties and ten
singles, please.
请给我5张20元和
10张一元的。 I need 300 dollars
in 100-dollar
cheques.
我要300美圆票面为
100美圆的支票。 I hope you'll give
me ten
traveler's
cheques of 100 dollars each.
我希望给我10张
面额为
100美圆的旅行支票。
In fives, please. 请给我5元票面的。 Could you give me some small notes? 给我一些小票好吗？
Useful Words and Phrases
currency, money
货币
money changing
兑换货币
an exchange form 兑换单 bank note 钞票 note of
large denomination 大票
note of small
denomination 小票
small change 零钱 subsidiary
money 辅币
nickel piece 镍币 plastic currency notes 塑料钞票
convertible money
可兑换（黄金）
纸币
银行英语口语 －储蓄存款利息
What's
the interest rate for
the savings
account?
储蓄存款的利率是多少？
Do
you
pay
interest on this account? 这种存款付给利息吗？
Please tell me what the
annual interest
rate is.
请告诉我年利率是多少。 Interest is paid at the rate of 1% per annum at present.
目前每年的利率是1%。 It allows you to earn a little interest on your
money. 这可使你从存款中获得一点利息。 The account carries interest of 4%.
该存款有4%的利息。
The interest is
added to
your account
every year.
每年的利息都加
到你的存款中。
The interest rate
for the
savings account
is 4%.
储蓄存款的利率
是4%。
It varies from
time to time. At present it is 6%. （年息）每个时期都不同，
现在是六厘。
Useful Words and Phrases
interest rate 利
率
** interest 单
利
compound
interest 复利
legal interest
法定利息
prime rate 优
待利率
payable interest
应付利息
lending rate 贷
款利率
usury 高利贷 the subsidy rate for
value-preserved
savings 保值储蓄补贴率
银行英语口语－外汇率
Tell me the
current rate for RMB, please. 请告诉我人民币的现价。 What's
your
selling rate for RMB yuan in notes today? 你们今天人民币现钞的 售价是多少？ What's the dollar