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Millions of Americans are entering their 60s and are more concerned than ever about retirement They know they need to save, but how much? And what exactly are they saving for-to spend more time___ the grandkids, go traveling, or start another career? It turns out that husbands and wives may have____ different ideas about the subject.
The deepest divide is in the way spouses envisage their lifestyle in their later years, fidelity investments inc, found 41 percent of the 500 couples it surveyed____on whether both or at least one spouse will work in retirement. Wives are generally right regarding their husbands‘ retirement age, but men____the age their wives will be when they stop working. And husbands are slightly more____about their standard of living than wives are.
Busy/juggling careers and families, most couples don’t take the time to sit down___ or together, and think about what they would like to do 5, 10 or 20 years from now. They___ they are on the same page, but the ____ is they have avoided even talking about it
If you apt to delay thinking about these issues, it is often a ___ retirement date that provides the catalyst to start planning, getting laid off or accepting an early-retirement____can force your hand, but don’t wait until you get a severance check to begin planning.
Millions of Americans are entering their 60s and are more concerned than ever about retirement.
36. N) spoiling
本空与前面的spend构成spend time doing的搭配，需要动词ing形式。备选的有illustrating （阐述）和spoiling（宠爱），能与空后的grandkids构成合理搭配的明显只有spoiling，意为“花更多时间去宠孙子”。
37. K) radically
本空所在句不缺主干成分，且本空是修饰different ideas，因此需要副词。备选的有mysteriously（神秘地）、radically（根本地）和separately（分开地）。能与different ideas构成合理搭配的只有radically，这里做程度副词，表示丈夫与妻子有着“根本上不同的观点”。
38. C) disagree
本空为从句中的谓语，因此缺少动词，由于从句主语为复数couples，因此需要动词原形或过去式；且要考虑与空后的on构成搭配，应为不及物动词。备选的有assume（假设）、disagree （不同意）、observe（观察）和underestimate（低估）。其中不及物且与on能构成搭配的只有disagree。另外，第一段段末提到的丈夫与妻子有着“根本上不同的观点”也提示了这里所描述的现象应当是夫妻们不同意彼此的意见。
39. O) underestimate
本空为该句谓语，且与之并列的前半句使用的是一般现在时，因此需要动词原形，备选的有assume（假设）、observe（观察）和underestimate（低估）。能够与空后的age构成合理搭配的只有underestimate，意为丈夫们“低估了妻子退休时的年龄”。另外，前半句与该句构成转折，而前半句提到的是妻子一般能正确判断丈夫的退休年龄，可知该句应描述的是丈夫不了解妻子的退休年龄。
40. I) optimistic
本空为表语，且被副词slightly修饰，空气还有more，提示了应为形容词。备选的又confidential （机密的）、forthcoming（即将到来的）和optimistic（乐观的）。注意本空形容的是空后的
standard of living（生活标准），能构成合理意思的只有optimistic，意为丈夫比妻子“对于生活标准要略微乐观一些”。
41. M) separately
本空与together构成并列，因此应该与together词性一致，为副词。备选的有mysteriously （神秘地）和separately（分开地）。能与together意思上构成并列的只有separately，表示正好相反的状态，被or串联，构成选择型的并列。
42. A) assume
本空为该句谓语，且并列的后半句用的是一般现在时，而本句主语为复数they，因此本空需要动词原形。备选的有assume（假设）和observe（观察）。能在这里构成合理意思的只有assume，意为“他们以为他们意见一致”。
43. L) reality
空前的the提示了本空需要名词，空后的is提示了本空需要可数名词单数或不可数名词。备选的有formula（公式、方案）、package（包裹）和reality（现实）。这里能构成合理意思的只有reality，意为“但现实是他们甚至都没有谈论这个话题”。注意前半句的assume暗示了前半句是夫妻们自以为的现象、也就是假象，这也暗示43空所在的转折之后的后半句描述的才是真相。
44. E) forthcoming
本空是在形容retirement date（退休日期），需要形容词。备选的有confidential（机密的）和forthcoming（即将到来的）。能构成合理意思的只有forthcoming，意为“常常是马上就要来临的退休日成为了退休规划的催化剂”，即人们只有接近退休的时候才会被迫开始做规划。
45. J) package
空前的an后面需要可数名词单数，但early-retirement并非可数名词单数，因此本空才应当是被an限定的可数名词单数。备选的有formula（公式、方案）和package（包裹）。这里意思更合理的是package，这个词可以表示“一揽子计划”，early-retirement package意为“提前退休计划”。
A、Assume
B、Optimistic
C、Confidential
D、Package
E、Disagree
F、Radically
G、Formula
H、Reality
I、Forthcoming
J、Separately
K、Illustrating
L、Spoiling
M、Mysteriously
N、Underestimate
O、Observe
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2019年英语六级选词填空习题及答案(9) Sport is not only physically challenging, but it can also be mentally challenging. Criticismfrom coaches, parents, and other teammates, as well as pressure to win can create an excessiveamount of __1__ or stress for young athletes. Stress can be physical, emotional, or psychologicaland research has indicated that it can lead to burnout. Burnout has been described as __2__ orquitting of an activity that was at one time enjoyable.The early years of development are __3__ years for learning about oneself. The sport settingis one where valuable experiences can take place. Young athletes can, for example, learn how to__4__ with others, make friends, and gain other social skills that will be used throughout their lives.Coaches and parents should be aware, at all times, that their feedback to youngsters can __5__affect their children. Youngsters may take their parents’ and coaches’ criticisms to heart and find aflaw（缺陷）in themselves.Coaches and parents should also be __6__ that youth sport participation does not become workfor children. That outcome of the game should not be more important than the __7__ of learning thesport and other life lessons. In today’s youth sport setting, young athletes may be worrying moreabout who will win instead of __8__ themselves and the sport. Following a game many parents andcoaches __9__ on the outcome and find fault with youngsters’ performances. Positive reinforcementshould be provided regardless of the outcome. Research indicates that positive reinforcement motivatesand has a greater effect on learning that criticism. Again,
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More than a decade ago, cognitivescientists John Bransford and Daniel Schwartz, both then at VanderbiltUniversity, found that what distinguished young adults from children was notthe ability to retain facts or apply prior knowledge to a new situation but aquality they called “preparation for future learning.” The researchersaskedfifth graders and college students to create a recovery plan to protect baldeagles from extinction. Shockingly, the two groups came up with plans ofsimilarquality( although the college students had better spelling skills).From the standpoint of a traditional educator, this outcome indicated that schoolingand failed to help students think about ecosystems and extinction, majorscientific ideas. The researchers decided to go deeper,however. They asked both groups to generate questions about important issuesneed to create recovery plans. On this task, they found large differences.College students focused on critical issues of interdependence between eaglesand their habitats(栖息地). Fifth graderstended to focus on features of individual eagles(“How big are they?”and “Whatdo they eat?”). The college students had cultivated the ability to askquestions, the cornerstone of critical thinking. They had learned how to learn. Museums and other institutions ofinformal learning may be better suited to teach this skill than elementary andsecondary schools. At the Exploratorium in San Francisco, we recently studiedhow learning to ask good questions can affect the quality of people’sscientific inquiry. We found that when we taught participants to ask “What if?”and “How can?” questions that nobody present would know the answer to and thatwould spark exploration, they engaged in better inquiry at the next exhibit—asking more questions, performing more experiments and making betterinterpretations of their results. Specifically, their questions became more comprehensiveat the new exhibit. Rather than merely asking about something they wanted totry, they tended to include both cause and effect in their question. Askingjuicy questions appears to be a transferable skill for deepening collaborativeinquiry into the science content found in exhibits. This type of learning is not confinedto museums or institutional settings. Informal learning environments toleratefailure better than schools. Perhaps many